All About Renowned Author Avi (Edward Irving Wortis)

All About Renowned Author Avi (Edward Irving Wortis)All About Renowned Author Avi (Edward Irving Wortis)Avi was born Edward Irving Wortis in 1937 inBrooklyn,New York to Joseph Wortis, a psychiatrist, and Helen Wortis, a social worker. When he was a year old, his twin sister called him Avi, and the nickname stuck. Two of Avis grandfathers were writers, and one grandmother was a playwright. He recalls his mother reading to him and his sister every night, and going to the public library on Fridays. Avis parentstransferred him from Stuyvesant High School to Elizabeth Irwin High School, asmaller private school, because he had a learning disability called dysgraphia, which caused him to reverse or misspell words. At Elizabeth Irwin High School he studied with a tutor, Ella Ratner, whom he credits for his writing success. Avi was determined at an early age to be a writer and he first tried to be a playwright and began writing for young people after his son Shaun was born. Avis Career A visfirst book, Things That Sometimes Happen,was published in 1970, and to date, he has published 75 books. For many years he worked full-time as a librarian. He began at the New York Public Library and then took a job at Trenton State College in New Jersey. Avi lives in the Rocky Mountains of Colorado with his wife, Linda Cruise Wright Denver. Books and Awards Avi is an extremely prolific and well-rounded writer. He has written books for different age groups and in many differentgenres including early reader picture books young adult books fantasy realism animal stories historical fiction graphicnovels, and mysteries. Hes also been very productive in securing awards for young peoples literature. To list a few examples, The Fighting Ground, about the Revolutionary War, which won the Scott ODell award in 1984 and another historical novel, The True Confessions of Charlotte Doyle (1990), which won a Newbery Award and a Boston Globe-Horn Book Award. He also won the Newbery Medal for Crispin Cross of Lead, which came out in 2002. What We Can Learn From AviAvi is a shining example that with perseverance and passion, you can accomplish anything. Avi became a renowned writer despite his disability and never let his scholastic challenges stop him. For this reason, Avi enjoys visiting schools and bringing along his copyedited manuscripts so that students with learning disabilities can see that he, too, gets things wrong. Avi on Writing I think you become a writer when you stop writing for yourself or your teachers and start thinking about readers. I made up my mind to do that when I was a high school senior.(From Avis site.)I enjoy writing and it is hard. But then it is hard for everyone to write well. I have to rewrite over and over again so that on average it takes me a year to write a book.(From a 1996 interview.) More About Avi If you find this writers story inspirational and want to learn more about him, Avis website is the best source of information on him.

Why Consumers Are Ill-Prepared for Health Care Costs

Why Consumers Are Ill-Prepared for Health Care CostsWhy Consumers Are Ill-Prepared for Health Care CostsWith deductibles growing by the year, out-of-pocket costs increasing, and the cost of most medical procedures rising, many healthcare consumers are finding that theyre unable to manage the costs of routine health care. Many are struggling between buying health insurance and putting money into savings plans or even toward other must-pay expenses. The Statistics The Commonwealth Fund conducted a survey from June through November 2018, publishing its findings in early 2019, approximately eight years after provisions of the Affordable Care Act (ACA) began to go into effect in 2010. They found that roughly the same number of Americans ages 19 through 64 were uninsured in 2018 as were in 2010- about 45%, or nearly half. The survey also found that mora people who were covered under employer plans are now underinsured and that those who are underinsured or uninsured are hit with higher , more prohibitive medical bills than Americans with adequate insurance. The High Cost of Routine Medical Care Debt.org reports the following customary prices for some relatively common health care procedures in the U.S. as of 2018 Gastric bypass $25,000Angioplasty $28,200Knee replacement $35,000Hip replacement $40,364Heart bypass $123,000Heart valve replacement $170,000 Thats a lot of money to come out of pocket if youre uninsured, and even if youre underinsured. Average American Savings Bankrate reported in December 2018 that the average American household has only $8,863 saved. Couples tend to save the most, while single parents save the least. Another Bankrate study revealed that one in five Americans dont save anything at all. Compare the numbers. A catastrophic injury or illness can easily wipe out a consumers savings account and plunge him into considerable debt besides. Some Options Some consumers use health savings arrangements (HSAs), health reimbursement accou nts, and flexible savings accounts to put money away for health needs. This is especially attractive for those who are already maxing out their savings to pay for regular medical care and prescription drugs, and for employees who have company matched dollars. But the Mayo Clinic advises that there can be some potential pitfalls with health savings arrangements, including Not everyone has the discipline to set aside money in a savings account.Older people facing health problems already might be on tight, fixed incomes and cant save enough.The pressure to keep money in a health savings account can prevent members from seeking medical care. Consumers arent educated enough on how to best make use of health savings accounts. Funds can sit in an unused account for years, which is a waste of money. Some medical practices refuse to give patients discounts for paying up front for medical costs, even if the patient asks and doesnt want to file a claim with her insurance company. Consumers age d 65 or older cant qualify for health savings accounts. Restrictions apply when both parents work and are eligible for a health savings plan- only one plan is allowed per family and both parents must be enrolled in a high deductible health plan (HDHP). Out-of-Pocket Amounts for HDHPs and HSAs Limits for HDHPs and HSAs are set forth by the Internal Revenue tafelgeschirr each year. Out-of-pocket maximum limits for the 2019 calendar year are Maximum Self Coverage $6,750Maximum Family Coverage $13,500 Health savings account contribution limits for 2019 are Self-coverage $3,500Family-coverage $7,000 Again, theres a wide gap between what consumers can save and what they can afford. Most are unsure of how they would pay for a single significant health claim. How Employers Can Help Ultimately, its up to employers to provide the education and information employees need to be smarter, cost-effective health care consumers. Sending out benefits enrollment information each year isnt enou gh. Companies can educate and support a healthier workforce in several other ways. Hold Educational Sessions Explain benefit costs, coverage amounts, and savings options before open enrollment, during employee onboarding, and during peak risk seasons for health. Center these sessions around themes for saving money on health care and medication, preventing health problems, increasing health savings, and how to select quality care. Provide an Emergency Medical Fund Every company should consider putting aside a medical fund to help employees who are facing catastrophic illness or a major injury. This can be a community fund to which all employees contribute a small amount of every paycheck, or even once a month or so. Reward contributors with company swagger and other perks to keep them active in the plan. Appoint a review committee and a point-of-contact person to allocate funds when theyre needed. Access to Financial Wellness Tools Make saving money a positive goal by sha ring financial wellness tools that help employees track their spending and budgets, rack up savings, and start putting more money into their personal and health savings accounts. Employees are much less distracted and a lot more productive when they feel secure about their financial futures. Secure the Most Affordable Group Health Plan Take responsibility for a portion of the burden of affordable health care. Work closely with medical and voluntary plan administrators to put together group insurance plans that are low cost but offer the best value. Dont shortchange employees by offering plans that dont have good coverage or participate with a wide network of medical facilities. Have an Open Door Policy It can be tempting to let employees self-enroll in benefits after handing them a brochure. Have an expert on hand in your HR department or on call, someone whos ready to answer any questions and define complex health care terminology. Develop and Launch a Corporate Culture Encouraging employees to participate in low-cost screenings versus dealing with expensive serious illnesses later should be an ongoing discussion. Employers can play a larger role in helping employees lead healthier lifestyles by offering onsite wellness support and education. Wearable fitness devices, support groups, and healthy meal options in the workplace can make a huge difference to employees who might be struggling to stay fit and reduce stress. Its not expected that health care costs will ever go down. In fact, theyll likely continue to rise in the coming years. But consumers can get smarter about where they spend their health care dollars and what plans they choose to comply with health care mandates.

5 techniques to get your resume past applicant tracking systems (ATS)

5 techniques to get your resume past applicant tracking systems (ATS)5 techniques to get your resume past applicant tracking systems (ATS)Heres a not so fun fact many job applications are trashed before theyre ever even looked at by human eyes. But how can this be you ask? Well, the harsh reality is, most large organizations these days now use applicant tracking systems (ATS) to filter the resumes they receive. These tracking systems are designed to scan your resume for specific keywords that are set by the recruiter or hiring manager in charge. They then grade your resume based on how well the match is and discard all the resumes that didnt score high enough leaving only a handful for hiring managers to seriously review and consider.From the employers perspective, this is undoubtedly a handy way to save time and money. After all, every job opening gets hundreds of applications, and if theres an automated way to immediately screen out all the bad apples, then thats great at least f or them. For you though, having these pesky systems robotically grade your resume and potentially toss it aside poses a real threat to your hiring chances. To combat this obstacle, here are 5 techniques to employ in order to get your resume past these applicant tracking slaughterhouses.Follow Ladders on FlipboardFollow Ladders magazines on Flipboard covering Happiness, Productivity, Job Satisfaction, Neuroscience, and moreStick with simple formattingFlexing your creativity or originality with an out-of-this-world resume design might impress some hiring managers, but not the cold-hearted ATS. In fact, its important to keep formatting as simplistic as possible when it comes to applicant tracking systems because they can only parse resumes that are saved under certain file types and formatted a certain way.You should assume that an ATS can only fully understand resumes that are saved as a definitiv Doc or PDF. Creative touches such as using pictures, logos, and decorative designs on yo ur resume wont be picked up.Additionally, any sort of infographic resume built from image editing software such as Photoshop will also be completely indecipherable.Mimic the job descriptionFunny enough, the recruiter who writes the description for the job opening you apply to is often the same person who uses the ATS to set what the important keywords are. As a result, the keywords youll want to include on your resume are oftentimes the very words and phrases used in the job description. By reading through the job posting, identifying the important technical terms from there, and including them on your resume, you will have likely hit the mark on some of the keywords the ATS is ultimately looking for.Write out acronymsDont just assume that applicant tracking systems will recognize that CPA stands for Certified Public Accountant or that MD refers to Doctor of Medicine. To play things safe, always include both the fully spelled out version of what youre referring to as well as the abb reviated version. For instance, if I were to list applicant tracking systems as one of my skills, I would write Applicant tracking systems (ATS) to ensure that some version will be recognized.Lengthen your resumeIts a cheeky strategy, but it can definitely pay off. An ATS scans for keywords remember? Well, the more content you include, the more likely it is that youll just happen to include the important keywords on your resume even if its just by chance So, if you want to beat the bots, dont be picky with what sorts of experiences or skills to include. Just mention them all because it wont hurt.Heres what I mean lets say youre applying for a computer programming job, and the job description emphasizes how important it is to know 5 different programming languages C, C++, JavaScript, PHP, and Python. You know all 5 of these languages so youve included them on your resume. However, there are other languages you know as well, such as HTML, CSS, Swift, and Ruby and youre debating wh ether its worth it to include these skills on your resume because youre afraid theyll take up too much space. If you want to give yourself the best possible chance of scoring well with the ATS, then the answer to this is always yes because while these skills might not be mentioned in the job description, they may still be keywords that the ATS values.Hire a professional resume writerHopefully, with the advice Ive given, youve gained enough confidence in your ability to write a resume that will ace the ATS exam. However, if you still think you need more assistance, hiring a professional resume writer may be just the thing you need. Qualified resume writers typically have a background in recruiting and HR, so they should know all the techniques necessary in getting your resume past applicant tracking systems. After all, many of them likely have experience with utilizing these tools in the past.Be careful though. Not every person who claims to be a professional resume writer is going to know what theyre doing, and Ive written a CNBC article detailing what to be aware of before deciding on a resume writing service to go with. At the end of the day, you want to choose a writer whos had direct experience using applicant tracking systems and working in your industry. While theres no guarantee that the writer you pick will pan out, getting professional help can be just the right move necessary to beating the ATS.Peter Yang is the CEO of ResumeGo, a national resume writing service dedicated to helping job seekers find their next job. Hes currently a contributor at CNBC and Glassdoor and hopes to share career advice with others.

7 Ways to Tailor Your Resume to the Situation

7 Ways to Tailor Your Resume to the Situation7 Ways to Tailor Your Resume to the Situation0Job searching rarely involves walking or sending your paper resume into a company. Nowadays, with a simple click of a button, your cover letter and resume is off to its intended destination. However, that destination may vary thanks to the advances in technology, and the evolution of job searching in the digital age. Due to these changes, its important to know how to tailor your resume so that you can stand out from the competition.Here are seven ways to tailor your resume to the situation1. Tailor for digital sharing.mora likely than not, you are going to be required to send your resume in through an email service. One way to tailor your resume is by having it available in multiple formats. Consider using Word documents, PDFs, Google Docs, and another similar formats for easy sharing.2. Tailor forcompany culture.Each company is unique in culture even if their product or service offerings are s imilar. Use this to your advantage to tailor your resume based on the companys mission, values, and culture.3. Tailor by job description.Despite similar job titles, qualifications will be different. Use these job requirements to tailor your resume to showcase your experience and skills that will qualify you for this specific position. HR professionals and hiring managers look for keywords that match up with the job description as well. Make sure to include these.4. Tailor by industry.Each industry is different, and by tailoring your resume to reflect this can help you stand out. For instance, if you are interested in working in the creative field, a more creative resume will likely grab someones attention. Consider the industry in which you are applying and use this to tailor the information you add to your resume.5. Tailor for social media.Job searching through social media is becoming more common and more accepted. Having an application tailored for the various social media platfo rms will help ease the process when using these different platforms. Use your job search description and create a Twitter resume. Create a personal statement and summarize your experience and skills for LinkedIn. For Facebook, keep pertinent information compressed to share. For the more creative types, consider Pinterest. Remember that with social media you need to be mindful how you utilize the limited space. Including links to your website and portfolio and other profiles will help communicate your brand.6. Tailor for job search services.If you are using a job search service, such as, youll want to tailor your resume to match their online profile. Although you will likely be able to upload your digital resume, your online profile is equally important since it is how employers will search and find potential candidates. Make sure to complete these profiles to get the most out of the experience.7. Tailor for applicant tracking systems.Regardless of our feelings with applicant trackin g systems, they are a part of the job search process for many job seekers. Having a resume tailored to work with these systems is necessary to make it in front of a real person making a hiring decision. Use a PDF format, include keywords from the job description, and use precise language.Looking for more resume tips? Check out our resume tip section on the blogReaders, what other ways do you tailor your resume when job searching? Share your tips with us below

The Appeal of Rewrite Sentences Generator

The Appeal of Rewrite Sentences Generator If you wish to inspect the rewriter tool you should enter an original text from a web site or document. You need to use ur paraphrasing tool yourself to know how simple its to use. First of all, its the easiest paraphrasing tool. Absolutely free paraphrase generator tools for rewriting text are getting mora common place and can readily be found online free of charge. Possessing a continuous stream of fresh, human-readable text is the simplest way for your site or blog to obtain search engine exposure. Its absolutely free to use tool which makes it more appropriate for use, and its 100% reliable that means it offers a result that isnt going to damage your website. The better quality content means youll have better opportunities to bring in more visitors to your site. It is going to be fantastic if you attempt to boost your score daily. The History of Rewrite Sentences Generator Refuted After you get started using our instant artic le spinner you know that which we are referring to. The article spinner is going to do the remainder of the job as it produces a totally new article within seconds. Because its the very best article spinner, simple There are several free article spinner or article rewriter tools, so it is easy to find one that best meet your needs. The Little-Known Secrets to Rewrite Sentences Generator Utilizing the aid of actual humans wont cost you too much, but youre going to gain more than you pay. Employing external sources doesnt mean that the author lacks independence and originality. While not exactly the most effective method of rewriting a short article, its nonetheless the fastest solution available. There are scores and scores of completely free article spinner software out there that could help you in rewriting any content. You are not going to locate another absolutely free text rewriting software on the internet that creates better content than Paraphrasing-Tool. For one, you wont have to be concerned about anything when you use the proper generator to assist you rewrite a content you think would suit your requirements best. In any case, rewriting allows using the exact same content on unique websites without duplicating the text. Possessing unique content made by article spinner usually means that were able to adjust the content to our website so that its maximally SEO-friendly. It is possible to rewrite with just click of practice, you can turn into a great article is definitely a tiny drag. Any writer can tell you sometimes, you become stuck attempting to find the ideal word. An article writer always thinks to generate something which has the high quality and uniqueness and productive. The Appeal of Rewrite Sentences Generator Our spinner text rewriter is entirely free. 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In both instances, automatic rephrasing with rephrase sentences on the internet is surely the reply to your problems. If you dont care what the essay says then utilize software, but should you require something readable and makes sense th en you should use a man or woman to do your rewriting. Today, any writer may begin to revise essay with the aid of technology and assorted tools. It is very important to rewrite and reword to prevent issues with plagiarism. Proofreading Tool can help you enhance the clarity and level of your writing by leaps and bounds. How to Choose Rewrite Sentences Generator The trick is to examine the entire paragraph. You dont need to look for synonyms word by word anymore, all you have to do is type or paste text youre interested in paraphrasing, and the application will do all of the work for you. The tool is completely free, and its an ideal option if you have to rework both whole articles or essays, along with rewrite sentences. A computer computer software program designed to paraphrase text can be called a rewrite sentence generator. All you have to do is enter human readable text and youll acquire human readable text out. Simply speaking, you will receive because many paragraphs rephrased as you desire. Fortunately, theres reword sentence generator and sentence rephraser that could put in a great deal of new words in a specific work and rearrange it correctly even as youre too preoccupied to test it yourself. There can be words particular to the topic that has to remain.

Top What Font Size for Resume Guide!

Top What Font Size for Resume Guide Tons of individuals assume a pay letter is about you personally. When it has to do with selecting a font to utilize in your cover letter, your best choice is to keep it easy and professional. If you take a look at all our free resume writing examples, you will see they employ clear, succinct sentences that get right to the point. The Most Popular What Font Size for Resume Resumes could be organized in various ways. They can be used for a variety of reasons, but most often they are used to secure new employment. 5 Bold text is excellent for drawing particular attention to some words. Maybe something from the below can help you to cope with a few issues that were unknown or difficult for you previously. It is possible to still opt for a font which you feel is representative of your personality, because there are lots of very good options in word processors today. There are a lot of pretty fonts, but should you combine them lubberly the ent ire work wont be well worth any attention. Needless to say, the font doesnt offer total details about a candidate, but it complements the picture that may be gotten by analyzing the text of a CV. Afterwards, you may download your resume at no cost, so that youre able to edit it in MS Word or Google Docs. You need to select the best IT resume format. The format is the absolute most truly effective after you want to set greater exposure of your very own technical abilities and also establish that youve increasingly taken on larger job tasks. Be consistent with stylization, and just select one or two to make sure your resume appears professional and simple to read. Dont attempt to cram things in to spaces that are too tiny. After youve sorted out the content and the visuals, the last step is to be sure the period of your CV is proper. If youre searching to customize professional, pre-formatted resumes, take a look at our completely free downloadable templates. There are qui te a lot of fonts for you to select from, and that may make selecting a font for your resume equally as challenging as writing it. Your resume ought to have a consistent font size throughout the webpage. Employing an easy font will make sure your cover letter isnt difficult to read. Selecting a font thats easy and simple to read is important.